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Wellness Education Foundation, Inc.
813A Snow Street
Oxford, AL 36203
Phone: 800.287.9488

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Individuals & Families
WEF Individual and Family Well Care Network Member Program

Discount Medical Plans contract directly or indirectly with health care providers or provider networks to provide medical services at a discount to plan members.  


Question: What is a DMPO (Discount Medical Plan Organization)?

Answer: A discount medical plan is a plan that offers discounts on health care services and may allow you and your dependents to save money on services not covered by your health insurance plan. Our company and DMPOs are typically regulated by the Department of Insurance in most states. Discount Medical Plans have been around for many years. They are often owned and operated by insurance carriers. For example, Sam’s Club has Healthy Allies, and uses United Health Care based networks. Cigna and Aetna also operate their own DMPOs. WEF Well Care Network is somewhat unique in that it is privately owned and does not contract with any managed care organizations.

Question: How does membership in WEF Well Care Network and WEF Well Care Network-PLUS help the patient?

Answer: Discount plans can be beneficial to consumers looking to save money on health care costs. These plans offer savings to plan members on various health care goods and services such as prescription drugs, doctor visits, eye glasses, vision care, dental services and lab tests through arrangements between participating health care providers and the organization offering the discount plan. WEF Well Care Network is NOT HEALTH INSURANCE AND SHOULD NOT REPLACE HEALTH INSURANCE.


Discount Medical Plans contract directly or indirectly with health care providers or provider networks to provide medical services at a discount to plan members.  

To become a plan member, you pay the annual fee to the Wellness Education Foundation discount plan organization - the American Back Institute. In exchange for the fee, you receive a discount, provided that you go to a participating health care provider and receive a service or product that is covered by the plan. Fees and discounts on services will vary. 

Each discount plan provides a plan member or plan member’s dependents a discount card.

Discount plans are NOT health insurance.

Discount plans offer:

§  No waiting periods

§  Unlimited access to services and providers in the network

§  Acceptance regardless of existing health condition

§  No referrals necessary

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